• cannot be freezed

• you do not need to share all your purchases with the government or your bank

• usable even if you forget your credentials, your bank fails or cash payment services go down

• you can buy cool stuff even if the internet goes down

• can be used even if the end is near

Therefore always hold some cash. In addition, holding cash makes you act more reasonably with your money. You can’t just lose it with a couple clicks. If you pay with physical cash bills you tend to be more mindful about your purchases and spend them in a reasonable way.